If you're arriving from abroad, you can't get a Burger Service Nummer (BSN) until you register at a Dutch address — but most Dutch landlords ask for a BSN before they'll let you sign. This guide covers the workarounds that actually work.
1. Understand why landlords ask for a BSN
Landlords request your BSN mainly to run a background check, confirm your identity for tax purposes, and comply with anti-money-laundering requirements. None of those reasons are legally required at the contract-signing stage — in fact, sharing a BSN outside narrowly-defined contexts is a data-protection issue in the Netherlands. That means you have more room to negotiate than you think.
2. Look for landlords who explicitly accept no-BSN tenants
A growing number of landlords target international students specifically and have adapted their processes. HousingAnywhere listings are almost always BSN-optional, and on Kamernet or Pararius you can filter applications to those that explicitly mention 'international friendly' or 'short-stay OK'. House Hunter tags these listings automatically.
3. Offer a passport + proof of enrollment instead
When a landlord insists on a BSN, a passport scan plus an admission or enrollment letter often satisfies the same underlying concerns. Send both up front with your application and explain in one sentence that you'll register for your BSN at the municipality within five days of arrival — that's the legal requirement and most landlords know it.
4. Use Bunq or Revolut as an interim bank
Non-EU students often wait four to six weeks for a Dutch IBAN. Bunq (Dutch) and Revolut (EU) both offer SEPA-compatible accounts within a day and are widely accepted by landlords. Open one before you arrive, transfer the deposit, and switch to a Dutch bank later.
5. Handle the deposit safely
Never transfer a deposit without a signed written contract. If the landlord refuses to sign before you pay, treat it as a red flag. A legitimate landlord will happily countersign a standard ROZ rental contract — if yours won't, walk away.
6. Register for your BSN as soon as you arrive
As soon as you move in, book a municipal registration (inschrijving) at the gemeente. You'll need your passport, rental contract, and proof of address. Your BSN is issued on the spot or mailed within a few days. Once you have it, most landlords will update the contract retroactively without fuss.
Frequently asked questions
Is it legal to rent without a BSN in the Netherlands?
Yes. A BSN is not a legal requirement to sign a rental contract. You must register for one after you move in, but the contract itself is valid without it.
What should I send a landlord instead of a BSN?
A passport copy, admission or enrollment letter, recent bank statements, and a short English introduction covering the questions a BSN-based check would answer.
Can I pay a deposit from a foreign bank account?
Yes, via SEPA bank transfer from any European account, or via Bunq/Revolut as an interim. Never use cash, crypto, or irreversible wire services.
How fast can I get a BSN after arriving?
Most municipalities issue a BSN on the day of your inschrijving appointment. Book the appointment as soon as you know your move-in date — slots fill up quickly in Amsterdam and Utrecht.