Why 'No Deposit Required' on Pararius Is the Biggest Red Flag in Dutch Rentals

Dutch landlords advertising 'borg-vrij' rentals aren't doing you a favor. The waiver is bait — and internationals are the ones who bite.

4 min readAugust 9, 2026By Mason Jongejan

The 'No Deposit' Listing Isn't a Gift

I see the same WhatsApp message every week. An international arriving in Amsterdam or Utrecht found a apartment on Pararius — beautiful photos, central location, €1,450 a month, and 'borg-vrij' stamped across the top. No deposit required. They message me asking if it's legit.

It's almost never legit.

Since July 1, 2023, the Good Landlordship Act caps deposits at two months' basic rent. Landlords must return the deposit within 14 days of the tenancy ending — 30 days max if they're deducting for damages or unpaid rent. The law is clear, and the vast majority of Dutch landlords and agencies follow it. A rental listing that waives the deposit entirely is a significant outlier.

Outliers in a tightly regulated market aren't generous. They're either desperate, inexperienced, or running a play you can't see from the listing photos.

How the Trap Actually Works

The typical scam flow on Pararius follows a pattern I've now seen dozens of times. The listing looks great — attractive photos, a rent slightly below market, and 'no deposit required' as the hook. The 'landlord' claims to be abroad or unavailable. They push for a quick decision.

Then comes the ask: pay the first month's rent, or a 'reservation fee,' to secure the place before you've viewed it or signed anything. Sometimes they send a forged contract or a fake ID. They insist on WhatsApp or email, never a phone call, never an in-person viewing.

Once the money lands — usually via wire transfer to a foreign account — they disappear. The tenant arrives in the Netherlands and discovers the property doesn't exist, is already occupied, or was never available.

Pararius is generally safer than Facebook groups or informal channels. But it's not immune. The 'too good to be true' pattern is exactly what scammers exploit, and 'no deposit required' is the most common version of that pattern.

Why Internationals Fall for It

Expats are the perfect target. You're searching from abroad, you don't know Dutch rental norms, and you're under time pressure because your start date is approaching and you still need a BSN registered address. You see 'no deposit' and think: great, one less thing to worry about.

But here's the thing — 'no deposit' is not standard practice in the Netherlands. The UK has regulated zero-deposit schemes where tenants pay a non-refundable fee to an insurance provider who covers the landlord. The Netherlands doesn't have an equivalent framework. Any Dutch listing advertising 'no deposit' without a clear, regulated scheme behind it is suspect.

The irony is brutal. Internationals are already more likely to lose deposits they do pay —!WOON reported that in Amsterdam alone, over 200 tenants had deposit disputes in 2025, with international tenants disproportionately affected. So the fear of losing a deposit is real. But the 'solution' of finding a no-deposit listing is where the actual danger lives.

What a Real Deposit Actually Does

The deposit isn't just landlord protection. It's mutual commitment. The landlord has financial security against damages or unpaid rent. The tenant has a clear legal right to recover that money if the property is left in good condition — and the law backs that up with a 14-day return window.

A landlord who waives this protection is telling you something. Either they don't own the place, they're not planning to maintain it, or they're not planning to be around when problems start. Some 'no deposit' listings are illegal sublets where the advertiser doesn't have the right to rent out the property at all. If the actual owner finds out, you're the one who gets evicted.

Legitimate Dutch landlords — the ones using ROZ model contracts, NVM or VBO agency memberships, and actual office addresses — don't waive deposits. They don't need to. The deposit is part of the framework that makes the rental relationship work.

How to Protect Yourself

Never pay before viewing. Always insist on an in-person viewing and a signed contract before any money changes hands. If the landlord refuses or makes excuses about being abroad, walk away.

Verify the landlord. Ask for proof of ownership or a management mandate. Check if the agency is a member of NVM, VBO, or Vastgoed Pro. Look for a physical office address and a real phone number — not just a WhatsApp contact.

Read the contract. It should be a standard ROZ model, and if it's in Dutch, get it translated. Make sure you understand the huurprijs breakdown — basic rent versus service costs — because that affects your huurtoeslag eligibility and your position if you ever need to go to the Huurcommissie.

And if you see 'borg-vrij' on Pararius or Funda, treat it as a red flag by default. Not a yellow flag. A red one. The odds that it's a legitimate, tenant-friendly offer are close to zero.

Frequently asked questions

Is 'borg-vrije woning huren' in Nederland ever legitimate?

Extremely rarely. The Netherlands doesn't have regulated zero-deposit schemes like the UK. Almost all legitimate Dutch landlords require a deposit capped at two months' basic rent under the Good Landlordship Act. A 'no deposit' listing on Pararius or Funda should be treated as a red flag — it's either a scam, an illegal sublet, or a landlord acting irresponsibly.

What should I do if a landlord asks for payment before a viewing?

Don't pay. Walk away. Legitimate Dutch landlords and agencies never require payment before an in-person viewing and a signed contract. Requests for first month's rent, reservation fees, or any payment via wire transfer to foreign accounts before you've seen the property are the most common scam pattern targeting internationals.

How much can a Dutch landlord legally charge as a deposit?

Since July 1, 2023, the Good Landlordship Act caps the maximum deposit at two months' basic rent. The landlord must return the deposit within 14 days of the tenancy ending, or within 30 days if deductions are made for legitimate reasons like unpaid rent, service costs, or damages.

Sources (18)
  1. https://expatnetherlandshub.com/guides/housing/funda-vs-pararius-housing-2026
  2. https://www.pararius.com/info/frequently-asked-questions-home-seekers
  3. https://www.pararius.com/info/avoid-scams
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  5. https://www.facebook.com/groups/1403096933323844/posts/3400883116878539
  6. https://en.wikipedia.org/wiki/Borg_(castle)
  7. https://dutchrealtortraining.nl/eng/2026/02/15/the-different-dutch-housing-types-explained-super-simply
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  10. https://www.instagram.com/reel/DVy_hz4mI1L?hl=en
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  12. https://www.iamexpat.nl/housing/property-news/international-tenants-more-likely-lose-rental-deposits-netherlands
  13. https://www.reddit.com/r/Netherlands/comments/1r8ccoj/rental_deposits
  14. https://findlawyer.nl/rental-deposit-netherlands-2026
  15. https://www.government.nl/themes/building-and-housing/housing/rented-housing/step-by-step-plan-for-tenants
  16. https://www.brightplace.ai/resources/homes-for-rent-no-deposit
  17. https://www.facebook.com/groups/1021177299185100/posts/1685654316070725
  18. https://lawhive.co.uk/knowledge-hub/landlord-tenant/zero-deposit-schemes

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